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Personal Injury Calculator - Kucher Law - New York Settlement Calculator

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Recovering settlement or compensation from a personal injury requires that many factors be considered. Whether it is through an insurance claim or a personal injury lawsuit, there must be a starting point for settlement negotiations to begin. This is true regardless of whether the accident was a car accident, slip, and fall, medical malpractice, or another personal injury. 

Compensation for an injury can vary significantly. It is critical to get the advice and guidance of an experienced New York City personal injury attorney to understand the value of your claim or settlement. Whether you’ve been injured in a ceiling collapse accident, car accident, slip and fall accident, or any other accident that involves the negligence of another party, we may be able to help. Contact Kucher Law today to schedule a free consultation about your injury case. 

New York Personal Injury Settlement Calculator

This New York personal injury settlement calculator may be able to help you determine how much you should receive as settlement or compensation for your injury case. 

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NOTE: This calculator is not guaranteed to be 100% accurate and should only be used as a guideline.

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A Basic Understanding of the Value of an Injury Claim and Settlement

While every accident and recovery will be different, insurance companies and courts must come to a basic understanding of what the possible payout will be for an injury claim. They will collect an objective list of the expenses that were actually incurred by the injured party, called economic damages, and then add more subjective factors, non-economic damages, to that figure. The total of these will be the starting point for determining the final compensation or settlement.


In a personal injury claim, age may enter into compensation for future medical costs, loss of earning capacity, and non-economic damages. This is because life expectancy is often a factor for these types of damages. The younger the victim, the longer their life expectancy, and the longer they may need compensation for these damages. For more information about how age can affect your settlement amount, contact Kucher Law today. 

Annual Salary

Compensation for lost wages and loss of future earning capacity will be based on the victim’s current annual salary. 

Lost wages will be calculated based on the victim’s hourly wages or salary multiplied by the number of hours or days missed. There may be other factors considered in the salary calculation, such as overtime regularly made, lost promotion opportunities, lost wage increases, lost sales commission, and lost bonuses that they may also be able to recover.

Medical Expenses

Medical expenses are the total provable expenses that an injured party has incurred as a direct result of the accident.

These will include:

Future Medical Expenses

Many injury victims face long recoveries and extensive medical care, including additional surgeries, therapies, and other additional care, sometimes years into the future.

Factors that might be considered are:

An injured victim and their attorney will have the burden of proof that future medical expenses will be reasonably expected. Calculating what may be needed in the future can be difficult and require the skill of medical experts or your treating physician.

Future Lost Wages

Compensation for future lost wages also called lost earning capacity, will consider the difference between what a victim would have earned had the injury not happened and the future income they may earn that is now limited by their injury.  For instance, if the injured party is unable to return to their line of work and must take a lower salary or is unable to return to work entirely, future lost wages represent the amount of salary the victim would have reasonably expected to earn had it not been for the accident.

Pain and Suffering

Other damages can sometimes be recovered in a personal injury case that can be less easy to quantify. These damages, called pain and suffering or non-economic damages, cover any physical pain and mental and emotional effects that the accident and injuries have had on the victim. 

In order to put a dollar value on pain and suffering damages, the insurance company or court will use what is called a multiplier to calculate what these damages are worth. The multiplier will be based on how bad the injuries are and how much medical treatment has been received and may be needed in the future. It will also consider whether the victim will be able to recover, how long-lasting the effects may be, and how these injuries have impacted their life.

Comparative Negligence

Further impacting the value of an injury claim is a fault. In New York, we are a pure comparative negligence state which means that the recovery of the injured victim will be reduced by the percentage of their fault for the accident.

Factor Details
Age Influences compensation for future medical costs, loss of earning capacity, and non-economic damages, considering life expectancy.
Annual Salary Compensation for lost wages and future earning capacity based on the victim’s current annual salary, considering factors like overtime and promotions.
Medical Expenses Total expenses incurred by the injured party due to the accident, including emergency care, hospital bills, medical equipment, medications, and other medical costs.
Future Medical Expenses Anticipated future medical costs based on treatment effectiveness, necessity, availability of alternatives, cost projections, and expected duration of treatment.
Future Lost Wages Compensation reflecting the difference between expected earnings without injury and limited earnings due to injury, considering inability to work or reduced earning capacity.
Pain and Suffering Non-economic damages covering physical pain, mental, and emotional effects of the accident and injuries, assessed using a multiplier based on severity, treatment, recovery prospects, and impacts.
Comparative Negligence (%) In New York, recovery reduced by the victim's fault percentage for the accident, following pure comparative negligence.

Steps to Take After Being Involved in an Accident

Injured persons often find themselves out of work and accumulating medical bills. On top of those, they may also be dealing with severe pain and suffering. It can be difficult to feel hopeful in this type of situation but there are ways to get the bills paid and receive compensation for the injuries one received. If you were injured in an accident caused by someone’s negligence, it is possible for you to seek compensation for the other party. This can help you get on your feet again and pay for the economic stress caused by your injury. 

The following are the steps you should take if you were involved in an accident in NYC:

At Kucher Law, our team of NYC personal injury lawyers may be able to help you determine or estimate how much your settlement is worth so that you get the maximum amount you deserve. We may be able to help you recover any lost income and other damages. To schedule a free consultation, contact us today. 

Compensatory Damages in NYC

Compensatory damages are intended to make the injured person “whole.” They are usually broken into general and special damages. Even if there is no clear monetary value, these damages usually need proof. 

General damages

General damages refer to non-monetary losses. They are available in most personal injury cases, but not all. General damages cannot be recovered in New York after a car accident because it is a state with no-fault insurance. It is only possible to recover general damages if the injury is classified as “serious” by the state statute. However, general damages can still be claimed for non-auto accidents like slips and falls, workplace injuries, and many other circumstances.

These general damages may include:

Because these damages do not have monetary value, your personal injury lawyer may be able to help you determine the settlement or compensation you deserve. Computer programs and formulas are often used to calculate the value of claims. They start with the estimated special damages, then add a multiplier based upon factors specific to each case. Insurance companies and defense attorneys tend to underestimate a claim in this area. This means having an experienced advocate can help you get a fair settlement.

Special damages

Economic damages are also known as special damages. They are easier to calculate since they are linked with simpler monetary values.

They may include:

Receipts and bills can be used to prove the economic damages already incurred. Additional evidence will be required to support future damages, such as medical reports detailing future treatment, projected wages, and expert opinions that calculate the financial impact of an accident.

Amazing attorneys! I couldn't be happier with results! They were always available to answer my questions, no matter the hour. They truly cared about me and my case and got me through some really tough time!
Gene Leyn

Factors Affecting Settlement Amounts

Personal injury settlement amounts can vary from one case to another. The most common factor that can affect these amounts include:

An experienced New York City personal injury lawyer may be able to explain all factors that could affect the amount of your personal settlement and help you negotiate for fair and full damages. 

Determine Your Settlement Amount with Kucher Law’s Personal Injury Settlement Calculator

If you have been injured in an accident, you have the choice of many personal injury attorneys in New York City. But depending on their experience and skill, the recovery you get from a personal injury claim can vary dramatically. Our personal injury calculator may be able to help you have an idea about how much you should be receiving as compensation for your injuries.

As experienced personal injury attorneys, we understand how overwhelming and devastating it can be to face the rising costs and suffering caused by serious personal injury. We work with skilled experts from different forms of disciplines to help our clients build a strong case for their injury claims or settlement. Each personal injury case requires that the plaintiff prove both liability and damages. Every case is different and has its own costs. Each case must clearly demonstrate the associated costs such as pain and suffering and lost wages. Our experienced trial lawyers will preserve and document all evidence required to prove your case.

You owe it to yourself to hire an attorney who is dedicated to getting you the maximum compensation or settlement you deserve. Many New York personal injury lawyers such as the lawyers at Kucher Law work on a contingency fee basis, so you will not have to worry about fees unless we secure compensation for you.

At Kucher Law, we are confident in our results and have the financial recoveries to prove it. We may also be able to help you seek compensation or get an estimate of the amount you should receive if you’ve suffered from an injury due to medical malpractice, vehicular accidents, e-scooter accidents, and other accidents caused by the negligence of another party. If you have been injured in an accident in New York City, call us at (929) 274-8000 or contact us online to schedule a no-cost consultation.

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